A lack of understanding around what insurance jargon refers to could cost you dearly. Here are some industry terms and concepts you should be clear about before signing anything. Insurance is a contract (i.e. a legally enforceable agreement) between two or more parties. It typically involves an … [Read more...] about What insurance terms mean
3 key questions to help safeguard your business
Running a small business is challenging in the best of times, so it’s not surprising that many small business owners put risk protection in the “too hard and too expensive” basket. But they do so at their peril. A survey by the Insurance Council of Australia found that almost 13% of small … [Read more...] about 3 key questions to help safeguard your business
Cyber-Crime: A growing Menace
The reality is that all companies, large or small are targets for cyber criminals. Unfortunately many businesses operate under the belief that their existing insurance policies are enough to cover their data security and privacy exposures. This is not the case. Australian insurance companies … [Read more...] about Cyber-Crime: A growing Menace
Corporate Travel Insurance
If you have employees who are required to travel for work within Australia or abroad you should ensure that you and they are not exposed to potentially large financial losses as a result of these travels. Expenses for medical treatment, emergency medical evacuation, flight cancellations,hire car … [Read more...] about Corporate Travel Insurance
Why use a Broker?
There is nothing worse than paying a premium for insurance, then, when you lodge a claim following an insured event, find that you get the runaround from the insurance company and, eventually, a settlement that leaves you well out of pocket. Buying your business and many personal insurances … [Read more...] about Why use a Broker?